2025 USDA Income Limits in Wisconsin

Compare USDA Direct and Guaranteed loan income limits across 72 listed areas in Wisconsin. Select a local area for household-size limits and comparisons.

Wisconsin USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Wisconsin is $79,605 for USDA Direct loans and $122,323 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered72
Average Direct limit$79,605
Average Guaranteed limit$122,323

Highest USDA Income Limits in Wisconsin

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Wisconsin.

  1. Pierce County$149,800
  2. St. Croix County$149,800
  3. Dane County$149,300
  4. Iowa County$130,400
  5. Calumet County$128,250

Wisconsin USDA Loan Income Limit FAQs

What is the average USDA income limit in Wisconsin?

Across 72 listed areas in Wisconsin, the FY2025 average 1–4 person income limit is $79,605 for USDA Direct loans and $122,323 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Wisconsin area has the highest USDA Guaranteed income limit?

Pierce County, St. Croix County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $149,800.

Does meeting the Wisconsin income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.