2025 USDA Income Limits in West Virginia

Compare USDA Direct and Guaranteed loan income limits across 55 listed areas in West Virginia. Select a local area for household-size limits and comparisons.

West Virginia USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across West Virginia is $63,375 for USDA Direct loans and $120,525 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered55
Average Direct limit$63,375
Average Guaranteed limit$120,525

Highest USDA Income Limits in West Virginia

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in West Virginia.

  1. Jefferson County$146,750
  2. Hampshire County$130,100
  3. Putnam County$119,850
  4. Monongalia County$119,850
  5. Preston County$119,850

West Virginia USDA Loan Income Limit FAQs

What is the average USDA income limit in West Virginia?

Across 55 listed areas in West Virginia, the FY2025 average 1–4 person income limit is $63,375 for USDA Direct loans and $120,525 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which West Virginia area has the highest USDA Guaranteed income limit?

Jefferson County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $146,750.

Does meeting the West Virginia income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.