Compare USDA Direct and Guaranteed loan income limits across 133 listed areas in Virginia. Select a local area for household-size limits and comparisons.
For FY2025, the average income limit for a 1–4 person household across Virginia is $79,311 for USDA Direct loans and $126,641 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.
These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Virginia.
Across 133 listed areas in Virginia, the FY2025 average 1–4 person income limit is $79,311 for USDA Direct loans and $126,641 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.
Alexandria city, Arlington County, Clarke County, Fairfax County, Fairfax city, Falls Church city, Fauquier County, Fredericksburg city, Loudoun County, Manassas city, Manassas Park city, Prince William County, Spotsylvania County, Stafford County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $153,550.
No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.