2025 USDA Income Limits in Vermont

Compare USDA Direct and Guaranteed loan income limits across 14 listed areas in Vermont. Select a local area for household-size limits and comparisons.

Vermont USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Vermont is $89,161 for USDA Direct loans and $130,479 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered14
Average Direct limit$89,161
Average Guaranteed limit$130,479

Highest USDA Income Limits in Vermont

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Vermont.

  1. Chittenden County$149,300
  2. Franklin County$149,300
  3. Grand Isle County$149,300
  4. Addison County$133,550
  5. Washington County$126,950
Chittenden CountyFranklin CountyGrand Isle CountyAddison CountyWashington CountyWindsor CountyBennington CountyCaledonia CountyEssex CountyLamoille CountyOrange CountyOrleans CountyRutland CountyWindham County

Vermont USDA Loan Income Limit FAQs

What is the average USDA income limit in Vermont?

Across 14 listed areas in Vermont, the FY2025 average 1–4 person income limit is $89,161 for USDA Direct loans and $130,479 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Vermont area has the highest USDA Guaranteed income limit?

Chittenden County, Franklin County, Grand Isle County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $149,300.

Does meeting the Vermont income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.