2025 USDA Income Limits in Utah

Compare USDA Direct and Guaranteed loan income limits across 29 listed areas in Utah. Select a local area for household-size limits and comparisons.

Utah USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Utah is $85,755 for USDA Direct loans and $129,081 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered29
Average Direct limit$85,755
Average Guaranteed limit$129,081

Highest USDA Income Limits in Utah

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Utah.

  1. Summit County$149,800
  2. Wasatch County$149,800
  3. Salt Lake County$141,100
  4. Davis County$138,600
  5. Morgan County$138,600
Summit CountyWasatch CountySalt Lake CountyDavis CountyMorgan CountyWeber CountyJuab CountyUtah CountyTooele CountyDaggett CountyKane CountyCache CountyWashington CountyBeaver CountyBox Elder CountyCarbon CountyDuchesne CountyEmery CountyGarfield CountyGrand CountyIron CountyMillard CountyPiute CountyRich CountySan Juan CountySanpete CountySevier CountyUintah CountyWayne County

Utah USDA Loan Income Limit FAQs

What is the average USDA income limit in Utah?

Across 29 listed areas in Utah, the FY2025 average 1–4 person income limit is $85,755 for USDA Direct loans and $129,081 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Utah area has the highest USDA Guaranteed income limit?

Summit County, Wasatch County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $149,800.

Does meeting the Utah income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.