Compare USDA Direct and Guaranteed loan income limits across 254 listed areas in Texas. Select a local area for household-size limits and comparisons.
For FY2025, the average income limit for a 1–4 person household across Texas is $70,399 for USDA Direct loans and $121,140 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.
These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Texas.
Across 254 listed areas in Texas, the FY2025 average 1–4 person income limit is $70,399 for USDA Direct loans and $121,140 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.
Bastrop County, Caldwell County, Hays County, Kendall County, Travis County, Williamson County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $149,800.
No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.