Compare USDA Direct and Guaranteed loan income limits across 95 listed areas in Tennessee. Select a local area for household-size limits and comparisons.
For FY2025, the average income limit for a 1–4 person household across Tennessee is $67,228 for USDA Direct loans and $121,134 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.
These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Tennessee.
Across 95 listed areas in Tennessee, the FY2025 average 1–4 person income limit is $67,228 for USDA Direct loans and $121,134 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.
Cannon County, Cheatham County, Davidson County, Dickson County, Robertson County, Rutherford County, Sumner County, Trousdale County, Williamson County, Wilson County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $132,050.
No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.