2025 USDA Income Limits in South Dakota

Compare USDA Direct and Guaranteed loan income limits across 66 listed areas in South Dakota. Select a local area for household-size limits and comparisons.

South Dakota USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across South Dakota is $79,192 for USDA Direct loans and $120,839 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered66
Average Direct limit$79,192
Average Guaranteed limit$120,839

Highest USDA Income Limits in South Dakota

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in South Dakota.

  1. Stanley County$130,600
  2. Brookings County$130,300
  3. Lincoln County$129,000
  4. Marshall County$129,000
  5. Minnehaha County$129,000
Stanley CountyBrookings CountyLincoln CountyMarshall CountyMinnehaha CountyTurner CountyHanson CountyMcPherson CountyBrown CountyMoody CountyFaulk CountyHutchinson CountyClay CountyHand CountyLake CountyYankton CountyHughes CountyCampbell CountyGrant CountySully CountyDouglas CountyMeade CountyBrule CountyCuster CountyJerauld CountyMiner CountyPotter CountySpink CountyDeuel CountyDavison CountyKingsbury CountyButte CountyHamlin CountyHyde CountyPennington CountySanborn CountyEdmunds CountyLawrence CountyAurora CountyBeadle CountyBennett CountyBon Homme CountyBuffalo CountyCharles Mix CountyClark CountyCodington CountyCorson CountyDay CountyDewey CountyFall River CountyGregory CountyHaakon CountyHarding CountyJackson CountyJones CountyLyman CountyMcCook CountyMellette CountyOglala Lakota CountyPerkins CountyRoberts CountyTodd CountyTripp CountyWalworth CountyZiebach CountyUnion County

South Dakota USDA Loan Income Limit FAQs

What is the average USDA income limit in South Dakota?

Across 66 listed areas in South Dakota, the FY2025 average 1–4 person income limit is $79,192 for USDA Direct loans and $120,839 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which South Dakota area has the highest USDA Guaranteed income limit?

Stanley County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $130,600.

Does meeting the South Dakota income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.