2025 USDA Income Limits in South Carolina

Compare USDA Direct and Guaranteed loan income limits across 46 listed areas in South Carolina. Select a local area for household-size limits and comparisons.

South Carolina USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across South Carolina is $65,303 for USDA Direct loans and $120,696 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered46
Average Direct limit$65,303
Average Guaranteed limit$120,696

Highest USDA Income Limits in South Carolina

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in South Carolina.

  1. York County$129,000
  2. Berkeley County$127,500
  3. Charleston County$127,500
  4. Dorchester County$127,500
  5. Beaufort County$126,650

South Carolina USDA Loan Income Limit FAQs

What is the average USDA income limit in South Carolina?

Across 46 listed areas in South Carolina, the FY2025 average 1–4 person income limit is $65,303 for USDA Direct loans and $120,696 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which South Carolina area has the highest USDA Guaranteed income limit?

York County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $129,000.

Does meeting the South Carolina income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.