2025 USDA Income Limits in Oregon

Compare USDA Direct and Guaranteed loan income limits across 36 listed areas in Oregon. Select a local area for household-size limits and comparisons.

Oregon USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Oregon is $74,903 for USDA Direct loans and $123,874 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered36
Average Direct limit$74,903
Average Guaranteed limit$123,874

Highest USDA Income Limits in Oregon

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Oregon.

  1. Clackamas County$142,750
  2. Columbia County$142,750
  3. Multnomah County$142,750
  4. Washington County$142,750
  5. Yamhill County$142,750

Oregon USDA Loan Income Limit FAQs

What is the average USDA income limit in Oregon?

Across 36 listed areas in Oregon, the FY2025 average 1–4 person income limit is $74,903 for USDA Direct loans and $123,874 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Oregon area has the highest USDA Guaranteed income limit?

Clackamas County, Columbia County, Multnomah County, Washington County, Yamhill County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $142,750.

Does meeting the Oregon income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.