2025 USDA Income Limits in Oklahoma

Compare USDA Direct and Guaranteed loan income limits across 77 listed areas in Oklahoma. Select a local area for household-size limits and comparisons.

Oklahoma USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Oklahoma is $64,461 for USDA Direct loans and $119,850 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered77
Average Direct limit$64,461
Average Guaranteed limit$119,850

Highest USDA Income Limits in Oklahoma

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Oklahoma.

  1. Alfalfa County$119,850
  2. Canadian County$119,850
  3. Cleveland County$119,850
  4. Logan County$119,850
  5. Major County$119,850
Alfalfa CountyCanadian CountyCleveland CountyLogan CountyMajor CountyOklahoma CountyGrady CountyNoble CountyCreek CountyOsage CountyRogers CountyTulsa CountyWagoner CountyWoods CountyGarfield CountyWashington CountyGrant CountyMcClain CountyKingfisher CountyJackson CountyPontotoc CountyMurray CountyCuster CountyPayne CountyCotton CountyWoodward CountyCimarron CountyStephens CountyCarter CountyBeckham CountyHarper CountyTexas CountyBeaver CountyEllis CountyLove CountyBlaine CountyPawnee CountyWashita CountyLincoln CountyDewey CountyRoger Mills CountyMcIntosh CountyMuskogee CountyKay CountyPittsburg CountyGarvin CountyGreer CountyDelaware CountyComanche CountyAdair CountyAtoka CountyBryan CountyCaddo CountyCherokee CountyChoctaw CountyCoal CountyCraig CountyHarmon CountyHaskell CountyHughes CountyJefferson CountyJohnston CountyKiowa CountyLatimer CountyLe Flore CountyMarshall CountyMayes CountyMcCurtain CountyNowata CountyOkfuskee CountyOkmulgee CountyOttawa CountyPottawatomie CountyPushmataha CountySeminole CountyTillman CountySequoyah County

Oklahoma USDA Loan Income Limit FAQs

What is the average USDA income limit in Oklahoma?

Across 77 listed areas in Oklahoma, the FY2025 average 1–4 person income limit is $64,461 for USDA Direct loans and $119,850 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Oklahoma area has the highest USDA Guaranteed income limit?

Alfalfa County, Canadian County, Cleveland County, Logan County, Major County, Oklahoma County, Grady County, Noble County, Creek County, Osage County, Rogers County, Tulsa County, Wagoner County, Woods County, Garfield County, Washington County, Grant County, McClain County, Kingfisher County, Jackson County, Pontotoc County, Murray County, Custer County, Payne County, Cotton County, Woodward County, Cimarron County, Stephens County, Carter County, Beckham County, Harper County, Texas County, Beaver County, Ellis County, Love County, Blaine County, Pawnee County, Washita County, Lincoln County, Dewey County, Roger Mills County, McIntosh County, Muskogee County, Kay County, Pittsburg County, Garvin County, Greer County, Delaware County, Comanche County, Adair County, Atoka County, Bryan County, Caddo County, Cherokee County, Choctaw County, Coal County, Craig County, Harmon County, Haskell County, Hughes County, Jefferson County, Johnston County, Kiowa County, Latimer County, Le Flore County, Marshall County, Mayes County, McCurtain County, Nowata County, Okfuskee County, Okmulgee County, Ottawa County, Pottawatomie County, Pushmataha County, Seminole County, Tillman County, Sequoyah County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $119,850.

Does meeting the Oklahoma income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.