2025 USDA Income Limits in Ohio

Compare USDA Direct and Guaranteed loan income limits across 88 listed areas in Ohio. Select a local area for household-size limits and comparisons.

Ohio USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Ohio is $74,381 for USDA Direct loans and $121,055 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered88
Average Direct limit$74,381
Average Guaranteed limit$121,055

Highest USDA Income Limits in Ohio

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Ohio.

  1. Union County$147,400
  2. Butler County$128,600
  3. Clermont County$128,600
  4. Hamilton County$128,600
  5. Warren County$128,600

Ohio USDA Loan Income Limit FAQs

What is the average USDA income limit in Ohio?

Across 88 listed areas in Ohio, the FY2025 average 1–4 person income limit is $74,381 for USDA Direct loans and $121,055 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Ohio area has the highest USDA Guaranteed income limit?

Union County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $147,400.

Does meeting the Ohio income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.