2025 USDA Income Limits in North Dakota

Compare USDA Direct and Guaranteed loan income limits across 53 listed areas in North Dakota. Select a local area for household-size limits and comparisons.

North Dakota USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across North Dakota is $87,406 for USDA Direct loans and $128,085 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered53
Average Direct limit$87,406
Average Guaranteed limit$128,085

Highest USDA Income Limits in North Dakota

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in North Dakota.

  1. Dunn County$149,800
  2. Burke County$145,600
  3. Traill County$140,150
  4. Foster County$139,950
  5. Divide County$136,400

North Dakota USDA Loan Income Limit FAQs

What is the average USDA income limit in North Dakota?

Across 53 listed areas in North Dakota, the FY2025 average 1–4 person income limit is $87,406 for USDA Direct loans and $128,085 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which North Dakota area has the highest USDA Guaranteed income limit?

Dunn County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $149,800.

Does meeting the North Dakota income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.