Compare USDA Direct and Guaranteed loan income limits across 100 listed areas in North Carolina. Select a local area for household-size limits and comparisons.
For FY2025, the average income limit for a 1–4 person household across North Carolina is $69,196 for USDA Direct loans and $121,632 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.
These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in North Carolina.
Across 100 listed areas in North Carolina, the FY2025 average 1–4 person income limit is $69,196 for USDA Direct loans and $121,632 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.
Franklin County, Johnston County, Wake County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $149,800.
No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.