2025 USDA Income Limits in New Hampshire

Compare USDA Direct and Guaranteed loan income limits across 10 listed areas in New Hampshire. Select a local area for household-size limits and comparisons.

New Hampshire USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across New Hampshire is $94,750 for USDA Direct loans and $141,055 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered10
Average Direct limit$94,750
Average Guaranteed limit$141,055

Highest USDA Income Limits in New Hampshire

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in New Hampshire.

  1. Rockingham County$152,500
  2. Hillsborough County$149,800
  3. Strafford County$149,800
  4. Merrimack County$142,450
  5. Belknap County$136,000

New Hampshire USDA Loan Income Limit FAQs

What is the average USDA income limit in New Hampshire?

Across 10 listed areas in New Hampshire, the FY2025 average 1–4 person income limit is $94,750 for USDA Direct loans and $141,055 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which New Hampshire area has the highest USDA Guaranteed income limit?

Rockingham County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $152,500.

Does meeting the New Hampshire income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.