2025 USDA Income Limits in Missouri

Compare USDA Direct and Guaranteed loan income limits across 116 listed areas in Missouri. Select a local area for household-size limits and comparisons.

Missouri USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Missouri is $68,141 for USDA Direct loans and $121,019 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered116
Average Direct limit$68,141
Average Guaranteed limit$121,019

Highest USDA Income Limits in Missouri

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Missouri.

  1. Caldwell County$128,100
  2. Cass County$128,100
  3. Clay County$128,100
  4. Clinton County$128,100
  5. Franklin County$128,100
Caldwell CountyCass CountyClay CountyClinton CountyFranklin CountyJackson CountyJefferson CountyLafayette CountyLincoln CountyPlatte CountyRay CountySt. Charles CountySt. Louis CountySt. Louis citySullivan part CountyWarren CountyBoone CountyCole CountyOsage CountyCallaway CountySte. Genevieve CountyMoniteau CountyJohnson CountyBollinger CountyCape Girardeau CountyChristian CountyGreene CountyWebster CountyRalls CountyCooper CountyPulaski CountyPerry CountyNodaway CountyCamden CountyAdair CountyLivingston CountyMarion CountyAndrew CountyBuchanan CountyDeKalb CountyPike CountyHoward CountyBates CountyCarroll CountyMaries CountyGasconade CountyChariton CountySaline CountyGentry CountyCarter CountyMontgomery CountyMacon CountyMiller CountyPutnam CountyLinn CountyPettis CountyHolt CountyMonroe CountyScotland CountyDaviess CountyIron CountyLewis CountyMadison CountyPhelps CountyStone CountyRandolph CountyCrawford CountyAtchison CountyAudrain CountyBarry CountyBarton CountyBenton CountyButler CountyCedar CountyClark CountyDade CountyDallas CountyDent CountyDouglas CountyDunklin CountyGrundy CountyHarrison CountyHenry CountyHickory CountyHowell CountyJasper CountyKnox CountyLaclede CountyLawrence CountyMcDonald CountyMercer CountyMississippi CountyMorgan CountyNew Madrid CountyNewton CountyOregon CountyOzark CountyPemiscot CountyPolk CountyReynolds CountyRipley CountySchuyler CountyScott CountyShannon CountyShelby CountySt. Clair CountySt. Francois CountyStoddard CountySullivan CountyTaney CountyTexas CountyVernon CountyWashington CountyWayne CountyWorth CountyWright County

Missouri USDA Loan Income Limit FAQs

What is the average USDA income limit in Missouri?

Across 116 listed areas in Missouri, the FY2025 average 1–4 person income limit is $68,141 for USDA Direct loans and $121,019 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Missouri area has the highest USDA Guaranteed income limit?

Caldwell County, Cass County, Clay County, Clinton County, Franklin County, Jackson County, Jefferson County, Lafayette County, Lincoln County, Platte County, Ray County, St. Charles County, St. Louis County, St. Louis city, Sullivan part County, Warren County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $128,100.

Does meeting the Missouri income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.