2025 USDA Income Limits in Mississippi

Compare USDA Direct and Guaranteed loan income limits across 82 listed areas in Mississippi. Select a local area for household-size limits and comparisons.

Mississippi USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Mississippi is $58,745 for USDA Direct loans and $119,850 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered82
Average Direct limit$58,745
Average Guaranteed limit$119,850

Highest USDA Income Limits in Mississippi

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Mississippi.

  1. Lafayette County$119,850
  2. DeSoto County$119,850
  3. Copiah County$119,850
  4. Hinds County$119,850
  5. Madison County$119,850
Lafayette CountyDeSoto CountyCopiah CountyHinds CountyMadison CountyRankin CountyJackson CountyLee CountyOktibbeha CountyHancock CountyHarrison CountyForrest CountyLamar CountyPerry CountyLowndes CountyWarren CountyWebster CountyPearl River CountyTate CountyCarroll CountyUnion CountyStone CountyPontotoc CountyItawamba CountyJones CountyLauderdale CountyLincoln CountyTishomingo CountySmith CountyGreene CountyGeorge CountyMonroe CountyTunica CountyPrentiss CountyIssaquena CountyNewton CountySimpson CountyAlcorn CountyWalthall CountyAdams CountyAmite CountyAttala CountyBenton CountyBolivar CountyCalhoun CountyChickasaw CountyChoctaw CountyClaiborne CountyClarke CountyClay CountyCoahoma CountyCovington CountyFranklin CountyGrenada CountyHolmes CountyHumphreys CountyJasper CountyJefferson CountyJefferson Davis CountyKemper CountyLawrence CountyLeake CountyLeflore CountyMarion CountyMarshall CountyMontgomery CountyNeshoba CountyNoxubee CountyPanola CountyPike CountyQuitman CountyScott CountySharkey CountySunflower CountyTallahatchie CountyTippah CountyWashington CountyWayne CountyWilkinson CountyWinston CountyYalobusha CountyYazoo County

Mississippi USDA Loan Income Limit FAQs

What is the average USDA income limit in Mississippi?

Across 82 listed areas in Mississippi, the FY2025 average 1–4 person income limit is $58,745 for USDA Direct loans and $119,850 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Mississippi area has the highest USDA Guaranteed income limit?

Lafayette County, DeSoto County, Copiah County, Hinds County, Madison County, Rankin County, Jackson County, Lee County, Oktibbeha County, Hancock County, Harrison County, Forrest County, Lamar County, Perry County, Lowndes County, Warren County, Webster County, Pearl River County, Tate County, Carroll County, Union County, Stone County, Pontotoc County, Itawamba County, Jones County, Lauderdale County, Lincoln County, Tishomingo County, Smith County, Greene County, George County, Monroe County, Tunica County, Prentiss County, Issaquena County, Newton County, Simpson County, Alcorn County, Walthall County, Adams County, Amite County, Attala County, Benton County, Bolivar County, Calhoun County, Chickasaw County, Choctaw County, Claiborne County, Clarke County, Clay County, Coahoma County, Covington County, Franklin County, Grenada County, Holmes County, Humphreys County, Jasper County, Jefferson County, Jefferson Davis County, Kemper County, Lawrence County, Leake County, Leflore County, Marion County, Marshall County, Montgomery County, Neshoba County, Noxubee County, Panola County, Pike County, Quitman County, Scott County, Sharkey County, Sunflower County, Tallahatchie County, Tippah County, Washington County, Wayne County, Wilkinson County, Winston County, Yalobusha County, Yazoo County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $119,850.

Does meeting the Mississippi income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.