Compare USDA Direct and Guaranteed loan income limits across 14 listed areas in Massachusetts. Select a local area for household-size limits and comparisons.
For FY2025, the average income limit for a 1–4 person household across Massachusetts is $109,543 for USDA Direct loans and $163,604 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.
These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Massachusetts.
Across 14 listed areas in Massachusetts, the FY2025 average 1–4 person income limit is $109,543 for USDA Direct loans and $163,604 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.
Nantucket County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $190,450.
No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.