2025 USDA Income Limits in Maine

Compare USDA Direct and Guaranteed loan income limits across 16 listed areas in Maine. Select a local area for household-size limits and comparisons.

Maine USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Maine is $73,619 for USDA Direct loans and $120,422 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered16
Average Direct limit$73,619
Average Guaranteed limit$120,422

Highest USDA Income Limits in Maine

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Maine.

  1. Cumberland County$125,950
  2. York County$122,900
  3. Sagadahoc County$119,850
  4. Knox County$119,850
  5. Lincoln County$119,850
Cumberland CountyYork CountySagadahoc CountyKnox CountyLincoln CountyHancock CountyWaldo CountyKennebec CountyFranklin CountyAndroscoggin CountyAroostook CountyOxford CountyPenobscot CountyPiscataquis CountySomerset CountyWashington County

Maine USDA Loan Income Limit FAQs

What is the average USDA income limit in Maine?

Across 16 listed areas in Maine, the FY2025 average 1–4 person income limit is $73,619 for USDA Direct loans and $120,422 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Maine area has the highest USDA Guaranteed income limit?

Cumberland County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $125,950.

Does meeting the Maine income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.