2025 USDA Income Limits in Louisiana

Compare USDA Direct and Guaranteed loan income limits across 64 listed areas in Louisiana. Select a local area for household-size limits and comparisons.

Louisiana USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Louisiana is $61,469 for USDA Direct loans and $119,850 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered64
Average Direct limit$61,469
Average Guaranteed limit$119,850

Highest USDA Income Limits in Louisiana

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Louisiana.

  1. St. Tammany Parish$119,850
  2. St. James Parish$119,850
  3. Ascension Parish$119,850
  4. East Baton Rouge Parish$119,850
  5. East Feliciana Parish$119,850
St. Tammany ParishSt. James ParishAscension ParishEast Baton Rouge ParishEast Feliciana ParishLivingston ParishPointe Coupee ParishSt. Helena ParishWest Baton Rouge ParishWest Feliciana ParishJefferson ParishOrleans ParishPlaquemines ParishSt. Bernard ParishSt. Charles ParishSt. John the Baptist ParishCalcasieu ParishCameron ParishBeauregard ParishLafayette ParishSt. Martin ParishBossier ParishCaddo ParishDe Soto ParishJefferson Davis ParishTangipahoa ParishVermilion ParishLafourche ParishTerrebonne ParishIberville ParishAssumption ParishGrant ParishRapides ParishLa Salle ParishVernon ParishOuachita ParishUnion ParishWest Carroll ParishSt. Mary ParishNatchitoches ParishAcadia ParishCaldwell ParishLincoln ParishIberia ParishCatahoula ParishSabine ParishWinn ParishAllen ParishRed River ParishRichland ParishAvoyelles ParishBienville ParishClaiborne ParishConcordia ParishEast Carroll ParishEvangeline ParishFranklin ParishJackson ParishMadison ParishMorehouse ParishSt. Landry ParishTensas ParishWashington ParishWebster Parish

Louisiana USDA Loan Income Limit FAQs

What is the average USDA income limit in Louisiana?

Across 64 listed areas in Louisiana, the FY2025 average 1–4 person income limit is $61,469 for USDA Direct loans and $119,850 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Louisiana area has the highest USDA Guaranteed income limit?

St. Tammany Parish, St. James Parish, Ascension Parish, East Baton Rouge Parish, East Feliciana Parish, Livingston Parish, Pointe Coupee Parish, St. Helena Parish, West Baton Rouge Parish, West Feliciana Parish, Jefferson Parish, Orleans Parish, Plaquemines Parish, St. Bernard Parish, St. Charles Parish, St. John the Baptist Parish, Calcasieu Parish, Cameron Parish, Beauregard Parish, Lafayette Parish, St. Martin Parish, Bossier Parish, Caddo Parish, De Soto Parish, Jefferson Davis Parish, Tangipahoa Parish, Vermilion Parish, Lafourche Parish, Terrebonne Parish, Iberville Parish, Assumption Parish, Grant Parish, Rapides Parish, La Salle Parish, Vernon Parish, Ouachita Parish, Union Parish, West Carroll Parish, St. Mary Parish, Natchitoches Parish, Acadia Parish, Caldwell Parish, Lincoln Parish, Iberia Parish, Catahoula Parish, Sabine Parish, Winn Parish, Allen Parish, Red River Parish, Richland Parish, Avoyelles Parish, Bienville Parish, Claiborne Parish, Concordia Parish, East Carroll Parish, Evangeline Parish, Franklin Parish, Jackson Parish, Madison Parish, Morehouse Parish, St. Landry Parish, Tensas Parish, Washington Parish, Webster Parish share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $119,850.

Does meeting the Louisiana income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.