2025 USDA Income Limits in Indiana

Compare USDA Direct and Guaranteed loan income limits across 92 listed areas in Indiana. Select a local area for household-size limits and comparisons.

Indiana USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Indiana is $74,052 for USDA Direct loans and $120,821 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered92
Average Direct limit$74,052
Average Guaranteed limit$120,821

Highest USDA Income Limits in Indiana

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Indiana.

  1. Dearborn County$128,600
  2. Ohio County$128,600
  3. Boone County$127,300
  4. Brown County$127,300
  5. Hamilton County$127,300

Indiana USDA Loan Income Limit FAQs

What is the average USDA income limit in Indiana?

Across 92 listed areas in Indiana, the FY2025 average 1–4 person income limit is $74,052 for USDA Direct loans and $120,821 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Indiana area has the highest USDA Guaranteed income limit?

Dearborn County, Ohio County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $128,600.

Does meeting the Indiana income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.