2025 USDA Income Limits in Georgia

Compare USDA Direct and Guaranteed loan income limits across 159 listed areas in Georgia. Select a local area for household-size limits and comparisons.

Georgia USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Georgia is $68,405 for USDA Direct loans and $121,578 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered159
Average Direct limit$68,405
Average Guaranteed limit$121,578

Highest USDA Income Limits in Georgia

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Georgia.

  1. Barrow County$131,300
  2. Bartow County$131,300
  3. Carroll County$131,300
  4. Cherokee County$131,300
  5. Clayton County$131,300
Barrow CountyBartow CountyCarroll CountyCherokee CountyClayton CountyCobb CountyCoweta CountyDawson CountyDeKalb CountyDouglas CountyFayette CountyForsyth CountyFulton CountyGwinnett CountyHeard CountyHenry CountyJasper CountyNewton CountyPaulding CountyPickens CountyPike CountyRockdale CountySpalding CountyWalton CountyJackson CountyMonroe CountyHall CountyMorgan CountyBryan CountyChatham CountyEffingham CountyHouston CountyCatoosa CountyDade CountyWalker CountyClarke CountyMadison CountyOconee CountyOglethorpe CountyGreene CountyLumpkin CountyPutnam CountyBurke CountyColumbia CountyMcDuffie CountyRichmond CountyCamden CountyGilmer CountyUnion CountyLamar CountyHabersham CountyBrantley CountyGlynn CountyMcIntosh CountyTroup CountyHaralson CountyWhite CountyGlascock CountyBanks CountyPeach CountyHart CountyBaldwin CountyWhitfield CountyFloyd CountyLiberty CountyButts CountyGordon CountyMiller CountyMurray CountyRabun CountySchley CountyThomas CountyTowns CountyBulloch CountyIrwin CountyBibb CountyClinch CountyCrawford CountyJones CountyTwiggs CountyBrooks CountyChattahoochee CountyEchols CountyHarris CountyLanier CountyLowndes CountyMarion CountyMuscogee CountyPierce CountyStephens CountyAppling CountyAtkinson CountyBacon CountyBaker CountyBen Hill CountyBerrien CountyBleckley CountyCalhoun CountyCandler CountyCharlton CountyChattooga CountyClay CountyCoffee CountyColquitt CountyCook CountyCrisp CountyDecatur CountyDodge CountyDooly CountyDougherty CountyEarly CountyElbert CountyEmanuel CountyEvans CountyFannin CountyFranklin CountyGrady CountyHancock CountyJeff Davis CountyJefferson CountyJenkins CountyJohnson CountyLaurens CountyLee CountyLincoln CountyLong CountyMacon CountyMeriwether CountyMitchell CountyMontgomery CountyPolk CountyPulaski CountyQuitman CountyRandolph CountyScreven CountySeminole CountyStewart CountySumter CountyTalbot CountyTaliaferro CountyTattnall CountyTaylor CountyTelfair CountyTerrell CountyTift CountyToombs CountyTreutlen CountyTurner CountyUpson CountyWare CountyWarren CountyWashington CountyWayne CountyWebster CountyWheeler CountyWilcox CountyWilkes CountyWilkinson CountyWorth County

Georgia USDA Loan Income Limit FAQs

What is the average USDA income limit in Georgia?

Across 159 listed areas in Georgia, the FY2025 average 1–4 person income limit is $68,405 for USDA Direct loans and $121,578 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Georgia area has the highest USDA Guaranteed income limit?

Barrow County, Bartow County, Carroll County, Cherokee County, Clayton County, Cobb County, Coweta County, Dawson County, DeKalb County, Douglas County, Fayette County, Forsyth County, Fulton County, Gwinnett County, Heard County, Henry County, Jasper County, Newton County, Paulding County, Pickens County, Pike County, Rockdale County, Spalding County, Walton County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $131,300.

Does meeting the Georgia income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.