Compare USDA Direct and Guaranteed loan income limits across 67 listed areas in Florida. Select a local area for household-size limits and comparisons.
For FY2025, the average income limit for a 1–4 person household across Florida is $72,338 for USDA Direct loans and $121,406 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.
These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Florida.
Across 67 listed areas in Florida, the FY2025 average 1–4 person income limit is $72,338 for USDA Direct loans and $121,406 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.
Monroe County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $149,850.
No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.