2025 USDA Income Limits in Delaware

Compare USDA Direct and Guaranteed loan income limits across 3 listed areas in Delaware. Select a local area for household-size limits and comparisons.

Delaware USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Delaware is $84,017 for USDA Direct loans and $125,667 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered3
Average Direct limit$84,017
Average Guaranteed limit$125,667

Highest USDA Income Limits in Delaware

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Delaware.

  1. New Castle County$137,300
  2. Kent County$119,850
  3. Sussex County$119,850

Delaware USDA Loan Income Limit FAQs

What is the average USDA income limit in Delaware?

Across 3 listed areas in Delaware, the FY2025 average 1–4 person income limit is $84,017 for USDA Direct loans and $125,667 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Delaware area has the highest USDA Guaranteed income limit?

New Castle County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $137,300.

Does meeting the Delaware income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.