2025 USDA Income Limits in Colorado

Compare USDA Direct and Guaranteed loan income limits across 64 listed areas in Colorado. Select a local area for household-size limits and comparisons.

Colorado USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Colorado is $88,344 for USDA Direct loans and $135,346 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered64
Average Direct limit$88,344
Average Guaranteed limit$135,346

Highest USDA Income Limits in Colorado

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Colorado.

  1. Summit County$152,950
  2. Adams County$149,800
  3. Arapahoe County$149,800
  4. Boulder County$149,800
  5. Broomfield County$149,800

Colorado USDA Loan Income Limit FAQs

What is the average USDA income limit in Colorado?

Across 64 listed areas in Colorado, the FY2025 average 1–4 person income limit is $88,344 for USDA Direct loans and $135,346 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Colorado area has the highest USDA Guaranteed income limit?

Summit County has the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $152,950.

Does meeting the Colorado income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.