2025 USDA Income Limits in Arkansas

Compare USDA Direct and Guaranteed loan income limits across 75 listed areas in Arkansas. Select a local area for household-size limits and comparisons.

Arkansas USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Arkansas is $58,942 for USDA Direct loans and $119,850 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered75
Average Direct limit$58,942
Average Guaranteed limit$119,850

Highest USDA Income Limits in Arkansas

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Arkansas.

  1. Benton County$119,850
  2. Madison County$119,850
  3. Washington County$119,850
  4. Faulkner County$119,850
  5. Lonoke County$119,850
Benton CountyMadison CountyWashington CountyFaulkner CountyLonoke CountyPerry CountyPulaski CountySaline CountyCrittenden CountyGrant CountyCarroll CountyLittle River CountyMiller CountyCraighead CountyArkansas CountyPrairie CountyWhite CountyCalhoun CountyDallas CountyLogan CountyBoone CountyYell CountyPope CountyCleburne CountyMonroe CountyGarland CountyClark CountyPike CountyCrawford CountySebastian CountyUnion CountyGreene CountyCleveland CountyIndependence CountyNewton CountyHempstead CountyHot Spring CountyRandolph CountyFranklin CountyColumbia CountyOuachita CountyWoodruff CountyBradley CountyMississippi CountyCross CountyAshley CountyBaxter CountyChicot CountyClay CountyConway CountyDesha CountyDrew CountyFulton CountyHoward CountyIzard CountyJackson CountyJefferson CountyJohnson CountyLafayette CountyLawrence CountyLee CountyLincoln CountyMarion CountyMontgomery CountyNevada CountyPhillips CountyPoinsett CountyPolk CountyScott CountySearcy CountySevier CountySharp CountySt. Francis CountyStone CountyVan Buren County

Arkansas USDA Loan Income Limit FAQs

What is the average USDA income limit in Arkansas?

Across 75 listed areas in Arkansas, the FY2025 average 1–4 person income limit is $58,942 for USDA Direct loans and $119,850 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Arkansas area has the highest USDA Guaranteed income limit?

Benton County, Madison County, Washington County, Faulkner County, Lonoke County, Perry County, Pulaski County, Saline County, Crittenden County, Grant County, Carroll County, Little River County, Miller County, Craighead County, Arkansas County, Prairie County, White County, Calhoun County, Dallas County, Logan County, Boone County, Yell County, Pope County, Cleburne County, Monroe County, Garland County, Clark County, Pike County, Crawford County, Sebastian County, Union County, Greene County, Cleveland County, Independence County, Newton County, Hempstead County, Hot Spring County, Randolph County, Franklin County, Columbia County, Ouachita County, Woodruff County, Bradley County, Mississippi County, Cross County, Ashley County, Baxter County, Chicot County, Clay County, Conway County, Desha County, Drew County, Fulton County, Howard County, Izard County, Jackson County, Jefferson County, Johnson County, Lafayette County, Lawrence County, Lee County, Lincoln County, Marion County, Montgomery County, Nevada County, Phillips County, Poinsett County, Polk County, Scott County, Searcy County, Sevier County, Sharp County, St. Francis County, Stone County, Van Buren County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $119,850.

Does meeting the Arkansas income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.