2025 USDA Income Limits in Arizona

Compare USDA Direct and Guaranteed loan income limits across 15 listed areas in Arizona. Select a local area for household-size limits and comparisons.

Arizona USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Arizona is $67,590 for USDA Direct loans and $121,440 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered15
Average Direct limit$67,590
Average Guaranteed limit$121,440

Highest USDA Income Limits in Arizona

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Arizona.

  1. Maricopa County$129,000
  2. Pinal County$129,000
  3. Coconino County$125,400
  4. Pima County$119,850
  5. Yavapai County$119,850

Arizona USDA Loan Income Limit FAQs

What is the average USDA income limit in Arizona?

Across 15 listed areas in Arizona, the FY2025 average 1–4 person income limit is $67,590 for USDA Direct loans and $121,440 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Arizona area has the highest USDA Guaranteed income limit?

Maricopa County, Pinal County share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $129,000.

Does meeting the Arizona income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.