2025 USDA Income Limits in Alaska

Compare USDA Direct and Guaranteed loan income limits across 38 listed areas in Alaska. Select a local area for household-size limits and comparisons.

Alaska USDA Income Limit Overview

For FY2025, the average income limit for a 1–4 person household across Alaska is $134,907 for USDA Direct loans and $193,896 for USDA Guaranteed loans. Limits vary by local jurisdiction to reflect area income levels and housing conditions.

Areas covered38
Average Direct limit$134,907
Average Guaranteed limit$193,896

Highest USDA Income Limits in Alaska

These listed areas have the highest FY2025 Guaranteed loan limits for 1–4 person households in Alaska.

  1. Aleutians East Borough$212,500
  2. Aleutians West Census Area$212,500
  3. Bethel Census Area$212,500
  4. Bristol Bay Borough$212,500
  5. Chugach Census Area$212,500

Alaska USDA Loan Income Limit FAQs

What is the average USDA income limit in Alaska?

Across 38 listed areas in Alaska, the FY2025 average 1–4 person income limit is $134,907 for USDA Direct loans and $193,896 for USDA Guaranteed loans. The exact limit depends on the local jurisdiction where the property is located.

Which Alaska area has the highest USDA Guaranteed income limit?

Aleutians East Borough, Aleutians West Census Area, Bethel Census Area, Bristol Bay Borough, Chugach Census Area, Copper River Census Area, Denali Borough, Dillingham Census Area, Fairbanks North Star Borough, Haines Borough, Hoonah-Angoon Census Area, Juneau City and Borough, Kenai Peninsula Borough, Ketchikan Gateway Borough, Kodiak Island Borough, Kusilvak Census Area, Lake and Peninsula Borough, Matanuska-Susitna Borough, Nome Census Area, North Slope Borough, Northwest Arctic Borough, Petersburg Borough, Prince of Wales-Hyder Census Area, Sitka City and Borough, Skagway Municipality, Southeast Fairbanks Census Area, Wrangell City and Borough, Yakutat City and Borough, Yukon-Koyukuk Census Area share the highest listed FY2025 Guaranteed loan limit for a 1–4 person household at $212,500.

Does meeting the Alaska income limit guarantee USDA loan approval?

No. Income is one eligibility factor. Applicants must also meet lender or USDA underwriting requirements, and the home must be in a USDA-eligible area.